Get right back in charge with a debt consolidating Loan. Applying is fast, protected and simple

A squirrel Debt Consolidation Loan could help get you on the right track to getting your finances under control with one easy to manage payment at a better interest rate. Plus. Inhale.

Due to the secret of technology, you are able to complete the application that is whole your jammies without leaving your sofa. Just be sure you have got your NZ motorists licence or NZ passport handy, and use of your bank statements aided by the bills you would like to get rid of.

Why combine the debt?

Debt consolidation reduction is when you are taking multiple loan, bank card and/or hire purchase payments, and combine them into one particular to control loan. Utilize our debt consolidation reduction loan to cover from the other people in one hit in order for as opposed to keeping an eye on lots of specific debt repayments, you merely have actually the only payment. This is at a lowered rate of interest to ensure general you conserve money and clear your debt faster. It’s a fantastic method to help you to get together with finances.

We reward credit that is good great rates of interest.

With peer-to-peer lending, the amount of money for the loan arises from our investors, perhaps not the financial institution. This means a deal that is fair every person, and versatile terms. Moreover it means it’s our responsibility to only provide to those that pass flying colours to our lending criteria. It is possible to read more about what ticks our boxes right right here.

Repayment Calculator

What is going to your financial troubles consolidation loan repayments be?

Work out your repayments that are regular just how quickly you can repay your individual loan.

*Based on mortgage loan of percent p.a.

Our rates of interest are difficult to beat.

Your rate of interest relies on your credit score. They are the rates readily available for each risk grade:

Risk Grade A B C D E
2 – three years 8.95% p.a. 11.45% p.a. 12.95% p.a. 15.95% p.a. 17.95% p.a.
Five years 9.95% p.a. 12.45% p.a. 13.95% p.a. 16.95% p.a. 18.95% p.a.

Instance: a lent number of $10,000 over two years would bring about repayments of $480 per month at 8.95% p.a. According to our highest A level danger grading. This month-to-month payment includes a $500 Establishment cost. Affordability and credit criteria apply. Optimum borrowing quantity decreases predicated on danger grade.

Just how much is it possible to borrow?

Having a Squirrel debt consolidating Loan you are able to borrow anywhere between $3,000 and $50,000 *.

In accordance with peer-to-peer financing, the funds for the loan is coming from our Investors, not a bank. What this means is that you need to end up getting terms that work for you and a sweet interest rate as well.

Understand why our current customers love us

See on your own just what our clients over think with 106 5 star reviews on Shopper Approved.

Canterbury, New Zealand

Wow-signed documents delivered back at 2pm, funds cleared during my banking account by 5pm the day that is same! The applying procedure ended up being well managed and communicated. There are really no competitors that can come near to Squirrel. Maintain the work that is good.

Waikato, Brand Brand New Zealand

This is the quickest process that is easiest we have actually ever skilled. Every thing had been done online. Therefore easy and quick. I will be happy and will coping with Squirrel for just about any funding i would like as time goes by their attention rates have become fair additionally.

Auckland, Brand New Zealand

These were super fast and simple to make use of, no hassles and from now on I’m able to complete the renovations regarding the house. Would suggest

Auckland, Brand New Zealand

Very satisfied with the service from Squirrel cash the complete system is very simple to make use of and super effective. Straight forward additionally the rates of interest ensure it is affordable too. Definitely uses Squirrel once more.

Hawke’s Bay, New Zealand

Quick effortless application and great interaction, really satisfied with the solution at an acceptable price. Many Many Thanks Squirrel

Wellington, Brand New Zealand

Thank you fro the promp action on my demand. We experianced the relationship as positive and up to date. Many thanks. Best wishes Daleen

Whangaparaoa, Brand Brand New Zealand

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Hi it absolutely was a pain experience that is free really expert. The attention prices are great and a rather quick loan process. Many thanks

Auckland, Brand New Zealand

Straight through straight forward process. Timely notifications through the united group on each step associated with the method. Approachable, easy and friendly.

Advantages of debt consolidation reduction

Debt-free date

Our rates are fixed for the lifetime of the mortgage so that your repayments won’t change. You’ll know exactly when you’ll be all paid down!

Reduced rate of interest

You can expect a reasonable and clear deal. With our rates that are great you can spend less interest and seize control of one’s debt.

One particular to control re payment

You can expect flexible loans, on your own terms so you’ll know precisely exactly how much you’re investing and when you’ll be debt-free.

Do all of it online

No significance of conferences and documents. Apply and manage your loan totally online. Just be sure you’ve got the following items handy – an online checking account (or three months’ bank statements and payslips) and a NZ Driver’s permit or NZ Passport.

Where your hard earned money is coming from

Through the thought of peer-to-peer, your loan is funded by Joe Bloggs later on who has got spent their cash that is extra into platform. Think about it like Tinder for the money; we match their investment with someone like you that’s keen to borrow. Win-win!

Is really a Squirrel Debt Consolidation Loan suitable for you?

We are perhaps not the lender that is right everyone else. Our focus is on good quality borrowers whom pass the next checks that are creditworthy traveling colours.

Make an application for a Squirrel Debt Consolidation Loan today

In case, listed below are concerns other folks have actually inquired about debt consolidation reduction. If you should be nevertheless not sure, give us a bell on 0800 21 22 33.

Will Squirrel lend if you ask me?

We’re perhaps perhaps not the right loan provider for everybody else. Our focus is on top quality borrowers that are creditworthy earnings with a minimum of $25,000 each year (you also can’t be making nearly all your earnings from Government advantages). Then we are unlikely to lend to you if you’re not good with money and have poor account conduct or a poor credit file. Take a look at our Borrower profile page to find out more.

Never people with debts have actually bad credit, this means Squirrel will not provide in their mind?

This is certainly a misconception that is common. Having some financial obligation doesn’t invariably suggest you are bad with cash or perhaps you have credit rating that is bad. Our debt consolidating loan may be the smarter selection for those who have lent somewhere else responsibly and would like to get a much better deal on the current repayments.

Exactly how much does it price to borrow?

Our costs start around $0 to $500 depending what sort of loan you’re after. For a complete range of our charges take a look at our charges web web page.

Exactly just How safe is my banking information?

Squirrel hosts its information with Microsoft Azure – one for the largest cloud computing companies in the field. We additionally encrypt all individual and data that are sensitive.

We make use of an online verification tool – Credit Sense (a very safe Australian credit scoring Body) to see your bank information. The Credit Sense process is fast, convenient and protected and permits us to process your loan.

Neither Squirrel or Credit Sense sees or stores your internet banking credentials while you’re required to provide your internet banking login details during the Credit Sense process in our application. Your credentials are encrypted whenever you enter them, passed to your bank to permit us read just usage of your deal history, then completely deleted. If you would like more details on Credit Sense, you are able to find out more about how precisely safe it’s right here.

Realise why our clients love us

See on your own just exactly what our clients think with more than 106 5 star reviews on Shopper Approved.

Canterbury, Brand New Zealand

Wow-signed documents sent back at 2pm, funds cleared in my own banking account by 5pm the day that is same! The applying process had been well communicated and managed. There actually are no competitors that can come near to Squirrel. Maintain the work that is good.

Waikato, Brand Brand New Zealand

This was the quickest simplest procedure we have actually ever skilled. Every thing had been done online. Therefore easy and quick. I will be happy and certainly will working with Squirrel for almost any financing i would like as time goes on their interest rates are particularly reasonable additionally.

Auckland, Brand New Zealand

They certainly were super easy and quick to use, no hassles and from now on i will complete the renovations regarding the house. Would recommend

Auckland, Brand New Zealand

Very satisfied with the solution from Squirrel cash the complete system is very simple to utilize and super effective. Straight forward additionally the interest levels ensure it is affordable too. Most definitely will use Squirrel once again.

Hawke’s Bay, Brand New Zealand

Quick effortless application and great communication, extremely pleased with the solution at a rate that is reasonable. Many Thanks Squirrel

Wellington, Brand New Zealand

Many thanks fro the promp action back at my demand. We experianced the discussion as good and up to date. Many thanks. Best wishes Daleen

Whangaparaoa, Brand New Zealand

Hi it had been a discomfort free experience and really expert. The attention prices are superb and an extremely loan process that is fast. Many thanks

Auckland, Brand Brand New Zealand

Straight through no fuss process. Timely notifications through the united team for each action associated with the way. Approachable, friendly and simple.